Debt Help Scotland

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What is a Trust Deed?


A trust deed is a formal debt solution that lowers your monthly payments into a manageable amount and typically lasts 48 months.
After this time, the remaining debt is written off. A protected trust deed means creditors have agreed to the arrangement.
It means they cannot chase you for the money and cannot take court action against you to recover the debt.

Write OFF up to 85% of your debt.

Write OFF up to 85%
of your debt.

Pay back what you can afford in typically 48 months.

Pay back what you
can afford in typically
48 months.

Have just one affordable payment every month covering all debts.

Have just one
affordable payment
every month
covering all debts.

Keep your home and car.

Keep your
home and car.

Stop and reduce creditors and collection agency call.

Stop and reduce
creditors and
collection
agency calls.

Freeze interest and charges on your debt.

Freeze interest
and charges
on your debts.

How it works

Fill in a quick form
Get FREE expert advice
Start managing your debts

Testimonials


Was such a weight lifted from my shoulders your staff are amazing, made me feel at ease and helped me so much.

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Beverly, Edingburgh

I cannot thank DebtHelp enough. Every person I have spoken to regarding my situation has been empathetic, and lovely.

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Lynn, Dundee

Very helpful and understanding. Took time to explain the process and have kept in touch to ensure I am happy with everything

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Chelsea, Glasgow

Advantages


  • Payments are based on your circumstances and what you can reasonably afford to pay.
  • Your Trustee will contact your creditors, which will remove the pressure of unwanted phone-calls and letters
  • Once the Trust Deed has become “Protected” creditors cannot take legal action to recover their debts and are bound by the terms of the Trust Deed.
  • All interest and charges on the debts are frozen on the date the Trust Deed is signed.
  • At the end of the Trust Deed, typically a period of 4 years the balance of the debts included in your Trust Deed will be written off.
Disadvantages
Customer Feedback

Disadvantages


  • You cannot acquire further credit over £250 until the Trust Deed has been discharged.
  • Only unsecured debts can be covered by a Scottish Trust Deed.
  • The arrangement is legally binding on you as well as your creditors.
  • Your credit rating will be affected by entering to a Trust Deed.
  • Creditors are not obliged to accept a proposal for a Trust Deed. However, the Trustee will negotiate with all of your creditors.
Disadvantages

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.

As part of this introduction we will use the contact details supplied when submitting a form to make this introduction and we may receive compensation from our partner for the introduction.

All calls are recorded for training and compliance purposes by our partners. All solutions are subject to acceptance and eligibility.

Debt Help Scotland is a trading style of Markris Media Ltd Registered office address Unit 8, Edward Court, Altrincham Business Park, Altrincham, WA14 5GL.

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